Social Security (SGK) Procedures

Under Article 8 of Law No. 5510, the employment start notification is, as a rule, submitted before the employee starts work. If an employee without a notification has a workplace accident on the first day, the employer's liability becomes heavier. For certain work such as construction, agriculture and fishing, the Law sets different deadlines.

The termination notification is submitted within 10 days of the employee leaving (Law No. 5510, Art. 9). Choosing the correct termination code matters, because the code directly affects whether the employee is entitled to unemployment benefit.

The employer must report a workplace accident to SGK within 3 business days of the accident (Law No. 5510, Art. 13). For an occupational disease, the period is 3 business days from the date the employer learns of it (Art. 14). Failing to report on time leads to an administrative fine, and any temporary incapacity allowance paid up to the reporting date is recovered from the employer (Art. 23).

Most incentives, including the general premium support in Article 81/ı of Law No. 5510, require that there be no overdue premium debt to SGK, that notifications be submitted within the legal deadlines and that no unregistered employment has been identified. Incentives for young, female, disabled or additional employees have their own extra conditions; we assess eligibility for each employee separately.

Yes. People receiving a retirement pension can keep working; in that case, a social security support premium (SGDP) is deducted instead of general health insurance (Law No. 5510, Art. 30). A retired employee's start is registered with a regular employment start notification, submitted before work begins.

Late notifications incur an administrative fine under Article 102 of Law No. 5510; amounts are linked to the minimum wage and therefore change every year. Premiums not paid by the end of the month incur late payment penalties and interest. Overdue debt can also block access to incentives.